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Sale process

What selling a home in Colorado actually involves

1 · Before it goes on the market

Everything here happens before a buyer can see the home.

Condition
What to fix is the seller’s call. A pre-listing inspection is not required in Colorado.
Disclosure
Colorado requires a seller to disclose known material defects. The duty does not end at closing — and anything an inspection finds becomes something you know.
Association documents
With an HOA, ask early. They have fourteen calendar days under Colorado law, and a late status letter holds up a buyer’s financing.
Price
Comparable sales and valuation from a leading provider, and the seller sets the number.
Photographs and description
Listing photographs are a regulated surface: they describe the property, never the kind of person it is for.
Paperwork to list
Putting a home on the MLS means a listing agreement with a licensed brokerage — only an MLS participant can enter a listing.

2 · On the market

The point where buyers can reach the home.

Where a listing appears
The MLS is what feeds Zillow, Redfin and realtor.com. A home marketed outside it can still sell.
Showings
They run on the hours the seller is willing to host.
Open houses
Optional.

3 · Offers

Price is one term among several.

What else moves the number
Financing, earnest money, contingencies, concessions, close date, possession and the remedy if the buyer defaults all change what a seller actually keeps.
Two figures that are never added together
Buyer-agent compensation and seller concessions are separate terms and stay separate.
Escalation clauses
Worth what the competing offers make them worth, not their ceiling.
Agreeing terms is not a contract
Colorado wants a signed writing. The contract is what follows.

4 · Under contract

The contract sets every date that follows.

The dates
Inspection objection and resolution, appraisal, loan conditions, title commitment review.
What a date does
Set by the section of the contract it belongs to. Read that section before the date, not after it.
The closing date
A term of the contract too, agreed between the parties.

5 · Closing

Title handles the money.

The settlement statement
The title company prepares it once it has final figures. Ask when to expect it and read it before closing day.
What the proceeds are
The price less the payoff, prorated taxes and dues, title and closing fees, any credit agreed, and anything agreed toward a buyer’s brokerage.
Wire instructions
Confirm by phone, on a number you looked up yourself. Seller proceeds are the most targeted wire in the transaction.
Possession
Transfers at closing unless there is a post-closing occupancy agreement.

When you need a professional instead

Probate, divorce, a title dispute or lien, owing more than the house is worth, a 1031 exchange, or being a foreign person for US tax purposes. These need an attorney, CPA or qualified intermediary — no platform substitutes for one, and we will tell you so before you spend an hour on paperwork.

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